[Resolved] Axis Financial Home loan Terrible experience with axis bank’s mortgage

[Resolved] Axis Financial Home loan Terrible experience with axis bank’s mortgage

This can be Deepak regarding Bangalore . We restricted me for quite some time of writing this post for you. However,, whenever i did not look for any impulse and you can liability away from Axis Bank, I can don’t waiting.

All this already been a little while in the February this year. I reserved a condo in the a condo into the Bangalore and you can are given the contact out of Mr. Amit Sharma ([protected]) out of Logical Assets (getting AXIS Lender) from the creator. Mr. Amit fulfilled myself and i also explained your my personal paycheck, expenditures or other costs information, predicated on and this, he confirmed myself that i feel the qualification off 23 lacs. As this count is actually enough for me commit to come, I went on which have a knowing that qualifications has already been assessed. Amit said that one of their associate can come so you’re able to grab the data files and you may cheque to possess processing percentage for this household loan. After that, I found myself reached of the Mr. Murugesh ([protected]), just who showed up and you may obtained my data files therefore the cheque out-of Rs. 5618 for the handling payment. I didn’t be afraid during the giving the cheque just like the Mr. Amit had currently verified me personally throughout the my qualification. Mr. Murugesh got each one of these and went back. This new verification processes already been and i also waited for very long time considering you to definitely everything is happening well. Contained in this a few days, We spotted that my personal family savings are debited for the cheque that we offered to AXIS Financial to have Rs. 5618. It provided me with much more confidence that things are happening better.

Basically did not have brand new eligibility, I am not saying a fool so you’re able to stick to the financing procedure and you will waste my personal Rs

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It was a shock. There was no reason stated regarding page. I titled AXIS Bank’s work environment and spoke to Ms. Renu ([protected], landline [protected]. She asserted that the brand new page is actually delivered by mistake plus they are taking care of the borrowed funds process. Afterwards, she called myself up and on my surprise; she asserted that my personal qualification is not here into loan. I happened to be taken aback. So it feedback originated from AXIS Lender even though Mr. Amit got currently told me that i got qualifications regarding 23 lacs, adopting the target or other confirmation procedure was basically over, pursuing the processing percentage matter was extracted from my membership and shortly after waiting for such a long time. I argued that have Renu how you’ll then Mr. Amit give which i had the qualifications. 5618. She again explained one to she will focus on their own movie director and you can come back to me. She titled once again a few days however,, all of them to say that absolutely nothing could be over and my qualification isnt there plus the mortgage can not be sanctioned. I had furious and you may requested her to return back my running fee matter. She said the policy is not around to return the quantity. I know out-of HDFC and ICICI Bank that if they won’t sanction the loan, all records as well as the number is Kentucky loans came back back again to the consumer. However, right here, none performed I have right back my documents right until big date, neither the amount.

Whenever i noticed you’ll find nothing yielding abilities, I asked Renu giving her manager’s number. She gave the number (sorry, I don’t remember his title) and when I called, he had been operating and you will mentioned that he would call me back. I waited for a lot of months to possess his call. You to fine day, you to Ms. Indu (I think this is title) named me and you will asserted that their unique director desired to understand as to the reasons I had called him a short while right back. I told me their particular entire story however,, she read and explained the same thing brand new operating commission can’t be came back. As i questioned her once again, she asserted that she will talk to their own movie director and you may telephone call myself back. So it never happened. To adhere to up, while i entitled and you can keep in touch with their particular, she said their own movie director is beyond station and you can she doesn’t know when he would be straight back. Today, shortly after more a week, I’m still waiting for this new manager’s phone call.

Sir, because you come across, this really is a horrible feel. I happened to be told you to a section keeps analyzed AXIS Financial since the an informed financial. I am not sure just how. At the very least, I’d never point out that. You can view they own considering not the case information on this new qualification, amassed new data, drawn the fresh control commission and reverted straight back proclaiming that qualifications is a problem. Right up until go out, they have not returned the fresh data or even the matter. Qualifications ‘s the to begin with you to definitely a customers takes care and attention just before providing one handling fee. However,, AXIS Financial features cheated within respect and has now generated some currency using this. I am not sure just how many people might have knowledgeable it with AXIS Lender. That it ends up a good team in their mind. Really don’t think he has got any company Ethics. Just how do they provide not true guidance into the customers and then make currency?

All of a sudden, one-day I had a page inside my home address saying one AXIS Bank cannot deliver the financing in my opinion

Sir, I would hence request you to please check out this issue urgently and help safeguard the newest customers’ legal rights. You assist will definitely make sure AXIS Lender doesn’t repeat instance cases down-the-line having some other customers.

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